DriveForward provides accessible loans to help participants purchase reliable used vehicles and begin the process of improving their credit. Life is infinitely more challenging when you must rely solely on public transportation; commutes become longer, errands more difficult, and arriving on time to work or school nearly impossible.

Many of the people we help are unable to cover expensive repairs on aging vehicles, cannot afford the high costs of buying a new car, or do not qualify for affordable loans through mainstream lenders. Through DriveForward, participants gain access to an accessible loan with the power to strengthen their personal and financial stability.

How it works
After applying, participants attend a financial workshop covering budgeting, money management, and the reasons and ways to utilize credit. Participants then meet one-on-one with a member of our Financial Empowerment Team to review their loan application, develop a working budget, and credit report.

Once completed, loan applications are reviewed by our Loan Committee. Upon approval, participants can begin looking for a vehicle! A third-party certified mechanic performs an inspection prior to purchase, ensuring vehicles are safe and qualify for financing.

Do I qualify

Live or work in San Mateo?

You must live or work in San Mateo or Santa Clara Counties and have proof.

Income Requirements - Under $101,000

Have an annual household income of $101,000 or less (for a family of three)*

*Income limits change each year and vary by county and family size. Please contact us for more information.

Ability to Afford Loan Payments

Demonstrate ability to afford loan payments is based on your current income and your current expenses.

Valid driver's license

Provide a valid California driver’s license by loan funding.